Company status
A changed status prompts you to check the company’s current position before the next order or renewal.
Legal company record
Business credit monitoring
Keep the next
change in view.
Track company changes.
Know what to review next.
Conceptual imagery
Search business credit reports
Start with the company you monitor.
Select a country and enter the company’s legal name.
Free company preview. Full reports available on request.
Search by company number or VATThe monitoring story / In motion
From company change
to your next review.
An original 3D film following the businesses behind a portfolio: a source update, a monitoring signal and the next review. Built as a continuously animated scene.
24 seconds · Original animation & sound
Explore the monitoring workflow
A company changes.
Your review moves with it.
Choose a signal in the scene. See an example change and the context your team would check next. This is an interactive illustration, not a live portfolio.
Connected businesses / Concept model
Start with the changed record. Check what it means for your contracting entity.
Monitoring / WalkthroughIllustrative · Not live
Demo Counterparty Ltd
United Kingdom · Fictional company
01 / Company status
Company status changed
Previous valueActive
New valueLiquidation
Review cue
Escalate for a fresh credit review. Confirm the source record and current exposure before deciding next steps.
Change detected→Evidence checked→Review assigned
01 / The next review
What changed since
you last checked?
Customers can file new accounts. Directors can leave. Ownership and company status can change. The useful question is what that change means for the business you actually contract with.
A repeatable review
Legal entity
↓
Relevant change
↓
Supporting evidence
↓
Your decision
02 / Signals to watch
Choose changes that
matter to your portfolio.
Start with the contracting entity and the events your team needs to review. The Watch Companies API documents these indicator groups; availability must be confirmed for your company list.
Filed financials
A newly filed annual financial report gives your team another reporting period to assess.
Annual financial reportDirectors & officers
Appointments and recorded resignations add context to a change in the people responsible for a business.
Appointment / resignationShareholders & group
Supported shareholding and group-structure changes help you revisit control and related-company context.
Disclosed relationshipsName & address
Keep the legal company identity and registered address aligned with the records used in your systems.
Company identityRegistration & VAT
Supported identifier updates give your data team a reason to check the entity match and master record.
Official identifiersIndicator groups checked against the documented monitoring interfaces, 25 October 2026. A documented event type does not establish identical coverage for every company or country.
Start with your real counterparties
Which changes should
trigger your next review?
Share the markets, company list and events your team needs.
03 / The value of a dated history
Read the movement.
Keep the context.
A low-risk label is one part of the picture. This report example shows why the latest score and recommended limit belong beside their previous assessments.
Anonymised historical report
Inspect the full example ↗Example Business Services Ltd
United Kingdom · Active in the supplied report · Business support services
Historical assessment entries
Credit score / 100
96 → 8715 Oct 2024 → 25 Sep 2025. A fall of 9 score points; the latest classification remains Very Low Risk.
Exact assessment dates appear below. The score is a modelled indicator, not a percentage probability of payment.
| Assessment date | Score / 100 | Recommended credit limit |
|---|---|---|
| 13 Oct 2021 | 90 | £1,700,000 |
| 14 Oct 2022 | 95 | £2,150,000 |
| 07 Oct 2023 | 91 | £2,350,000 |
| 15 Oct 2024 | 96 | £3,500,000 |
| 25 Sep 2025 | 87 | £1,200,000 |
Report history, not a live alert log. The source report was generated on 23 June 2026. Its latest accounts cover the year ended 31 December 2024 and were filed on 24 September 2025. Confirm credit-assessment refresh and alert availability separately for your portfolio.
Request a PDF report ↗04 / From signal to follow-up
Give every change
a useful next step.
An event needs context, an owner and a recorded outcome. Use these suggested workflows as a starting point for your own review process.
- 01
Match the legal entity
Start with country and registration identifier. Resolve the company behind your contract.
- 02
Set the review scope
Agree supported indicators, source timing, portfolio ownership and delivery needs.
- 03
Check the evidence
Read the changed record with its dates and the company’s existing information.
- 04
Record the outcome
Document the reviewer, rationale and next review. Keep decisions in your own policy.
Revisit the exposure
before extending terms.
- Example trigger
- Company status or newly filed financials
- Review owner
- Your credit team
- Bring into the review
- Open invoices, committed orders, payment terms and the current report
- Record
- Decision, reasoning and next review date
A signal starts a review. It does not automatically approve or decline trade credit.
05 / Fit your operating model
One review process.
The delivery you need.
Scope the portfolio and the information first, then agree how it reaches your team and systems.
Review with your team.
Discuss platform portfolio monitoring and the review experience for your users.
Discuss platform access ↗Connect your workflow.
Selected company changes can be delivered through the documented webhook and event-history interfaces.
Request monitoring documentation ↗Plan delivery at scale.
Confirm bulk files, update cadence, permitted use and coverage for the countries in your portfolio.
Explore data feeds ↗Timing has several parts.
Event date → Source update → Detection → Delivery
Agree the refresh and delivery expectations for each market. A newly detected record can describe an earlier event; a quiet period does not prove that nothing has changed.
Bring this to a coverage discussion.
- Company list and countries
- Events you need to track
- Existing identifiers and matching rules
- Delivery and review requirements
Business credit monitoring / FAQs
Know what
you’re watching.
Practical answers for enterprise credit, procurement and data teams.
01What is business credit monitoring?
+
Business credit monitoring is an ongoing review of supported company changes after an initial credit check. It helps teams identify when a customer or supplier deserves another look. Its usefulness depends on correct entity matching, relevant indicators, source timing and a defined follow-up process.
02How is company credit monitoring different from a one-off credit report?
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A report describes the information available at a point in time. Monitoring follows supported changes after that review. Use an alert to identify what changed, then examine the relevant record and current company report before deciding whether your existing assessment still holds.
03Which company changes can I monitor?
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The published Watch Companies documentation includes changes to company status, annual financial reports, directors and officers, shareholdings, group structure, name, address and identifiers. Confirm the available fields for your actual companies and markets before setting up the portfolio.
04Can I monitor changes to business credit scores and credit limits?
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Discuss assessment refresh and score or limit alerts for your company list. These are separate from registry-event coverage. The historical example on this page shows dated score and limit movements; it does not establish that a credit-score alert is supported for every company or market.
05How often does company monitoring update?
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Timing depends on when the underlying source publishes a change, when the information is collected and when your agreed delivery runs. Confirm source refresh, detection and delivery expectations by market. An event date and an alert date may be different.
06Can I monitor customers and suppliers in multiple countries?
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Discuss your international portfolio with our team. Overall company intelligence covers 600 million companies across 200 countries, while individual monitoring indicators and financial depth vary. Validate the company match, required event types and source timing for each market.
07How can supplier risk monitoring support procurement?
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A supported change can prompt a supplier review before renewal, a new commitment or a continuity discussion. Combine the company record with your own criticality, open orders, contract terms and alternative supply options. A director change alone does not establish financial distress.
08Can company monitoring alerts connect to our systems?
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The Watch Companies API documents webhook delivery and company event history. Agree the monitored fields, country coverage and integration requirements with your team. Confirm how your systems will receive, deduplicate, assign and retain events before rollout. MCP access is also available for compatible AI workflows; confirm the specific tools and data required separately from webhook monitoring.
09Does no alert mean a company’s credit risk has not changed?
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No. An absence of alerts can reflect source delays, limited field coverage, unchanged published records or the indicators selected. Keep periodic reviews alongside event-based monitoring and record missing information explicitly. A quiet feed is not evidence of a clean company.
10How do we start business credit monitoring for a portfolio?
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Use Contact Us and share your company list, countries, identifiers, required events and delivery needs. Agree matching, field coverage, source timing and the review workflow. If you need to inspect report content first, explore the interactive sample or request a PDF with your name, email, phone and company name.
Make the next review count
Keep your portfolio
in view.
Bring the companies, markets and signals that matter to your team. Build a monitoring scope around them.